Keep The Change

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Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I have done along the way too. There is also a read of the weekly 'Money Mail' lesson. Please take action :) You can subscribe to the weekly Money Mail...

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Keep The Change

Episodes (829)

Wednesday The CEO Of New Zealand's Largest Gym Franchise (60,000+ customers) Cameron Ward
Wednesday 6 Expensive Headwinds Of New Zealand 🇳🇿 (Young People MUST Know!)
Monday MM 303 - "Writing Off A Business Expense’"

Keep The Change

Mar 4, 2026
57½ minutes
631 MB

Cameron Ward runs 62 Anytime Fitness gyms across New Zealand and has seen what separates successful franchises from failures. The stats are brutal: 1 in 20 gym franchises fail within 2 years, but 1 in 5 independent gyms don't make it. Cam breaks down what it really takes to succeed in franchising: follow the systems religiously, have proper capital (not just for setup, but working capital too), and understand you're investing in proven processes, not buying passive income. The most successful franchises follow the systems. The ones that struggle think they know better than the proven model. <...

Keep The Change

The CEO Of New Zealand's Largest Gym Franchise (60,000+ customers) Cameron Ward

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00:00 -57:25