A2Z Fintech

Aman Narain & Zubin Vandrevala

Aman Narain and Zubin Vandrevala have spent over 25 years in fintech across Banks, BigTech, and Startups. This is a podcast of them riffing on payments, fintech and everything in between.

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A2Z Fintech

Episodes (42)

Tuesday UPI at 10: The World's Biggest Payment Network Isn't a Company
Aug 21st The Truth About Google's Brain Drain: It's Not About People, It's About Chips
Aug 18th Stripe's Shopping Spree: OpenRouter, PayPal and the $50 Billion Tell

A2Z Fintech

Sep 1, 2026
32¼ minutes
44 MB

Click here to watch a video of this episode. UPI cleared 373 transactions in its first month in 2016. In July 2026 it cleared 23.66 billion in a single month, worth close to 30 lakh crore rupees. Ten years on, the most consequential payments network of the decade turns out not to be a company at all. On 25 August 2016 the Unified Payments Interface went live in Indian app stores, four months after a Mumbai pilot with 21 banks. The architecture was deliberate: a regulator, a non-profit switch, volunteer architects who insisted the centre stay dumb, and private apps free to fight each...

A2Z Fintech

UPI at 10: The World's Biggest Payment Network Isn't a Company

Aman Narain & Zubin Vandrevala

00:00 -32:10