The Cost Saver Podcast

Angela & Asad - Cost-Saver.co.uk

The Cost Saver Podcast gives UK households the data, calculators, and strategies needed to cut energy bills, optimise council tax, evaluate mortgage decisions, and avoid costly consumer traps. Hosted by Angela and Asad, new episodes air every Monday, Wednesday, Thursday, and Saturday.

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The Cost Saver Podcast

Episodes (138)

Aug 31st The Real Cost of a UK Spouse Visa: Fees, Surcharges and Traps Across the Five-Year Route
Aug 31st The Lifetime ISA 25% Penalty Trap: What Early Withdrawals Really Cost You
Aug 28th Pet Insurance vs Self-Funding in the UK: What 10 Years of Vet Bills Really Costs You

The Cost Saver Podcast

Aug 31, 2026
15 minutes
14 MB

Discover the true five-year cost of a UK Spouse Visa, including IHS surcharges, hidden fees, and financial traps. Get a full breakdown and budget smarter for settlement. 🔑 Key Takeaways in This Episode: The true five-year UK spouse visa cost ranges from £11,400 to over £20,000, far exceeding the initial application fee.Budget separately for the mandatory Immigration Health Surcharge (IHS), which can be more than the visa fee and is paid upfront.Understand the three main payment stages: initial entry, FLR(M) extension, and Indefinite Leave to Remain (ILR).Maintain a meticulous paper trail of all financial documents and p...

The Cost Saver Podcast

The Real Cost of a UK Spouse Visa: Fees, Surcharges and Traps Across the Five-Year Route

Angela & Asad - Cost-Saver.co.uk

00:00 -15:00