Risky Science Podcast

Risk Market News

The Risky Science Podcast features conversations with scientists, insurers, investors, portfolio managers, and others about the evolving science of predicting and modeling risk across both natural and man-made perils.

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Risky Science Podcast

Episodes (53)

Today Karen Clark on AI, Frequency Perils, and Why Reinsurers Stopped Trusting the Models
Aug 5th Insurance Isn't Just Transferring Risk Anymore

Risky Science Podcast

Sep 2, 2026
44¼ minutes
61 MB

Karen Clark, founder and CEO of Karen Clark & Company, returns to Risky Science to discuss KCC's new white paper on artificial intelligence in catastrophe models — where AI genuinely improves the science, and where the industry is overstating what it can do. Clark built the first commercial catastrophe model in the 1980s. In this conversation she argues that the biggest step change in the field wasn't AI at all, but the shift from statistical to physical, dynamical models — and that AI's real value is narrower than the hype suggests. It sits almost entirely in the hazard component, sharpening inte...

Risky Science Podcast

Karen Clark on AI, Frequency Perils, and Why Reinsurers Stopped Trusting the Models

Risk Market News

00:00 -44:15